Whether you are new to insurance shopping or need help with knowing where to start, our team is here to help. Before we begin with our insurance shopping tips, let’s review some terms you may find during your search.
- Premium: the amount you pay monthly or annually for your insurance policy to remain active. Premiums can be determined by risk, coverage amount, and more.
- Deductible: the amount you pay before your insurance policy starts to pay for covered expenses.
- Liability coverage: helps to protect your finances when you’re found responsible for injuring someone else or damaging someone’s property.
- Claim: a request you can put into your insurance company for coverage or compensation for a covered loss.
Three Insurance Shopping Tips
#1: Do Your Research
Anyone looking for a new insurance policy should do research! Before deciding on a specific plan, it is essential to figure out what best fits your budget, needs, and preferences.
Our team is here to help you not only find the policy that is right for you but also ensure you know the ins and outs of your insurance.
#2: Ask the Right Questions
Don’t be afraid to ask questions! It is important to get the answers you need before choosing a plan. Some questions you should ask include:
- What is the deductible?
- What is the premium?
- Are there exclusions in the policy?
- What is the process for filing a claim?
#3: Find the Right Insurance Partner
Ensuring you have someone in your corner for all your insurance needs is crucial. At Henry Insurance, we include service in our name because we serve you.
Providing you with true service means we’re here for you, we remove the frustration of insurance shopping, and we provide you with peace of mind by keeping you informed.
