Floods are the most common, and most costly natural disasters. With all of the torrential downpours these past few weeks, are you worried about flooding in your home? Or are you in the camp that believes that federal disaster assistance will help you out?

The truth is, before most forms of federal relief can be offered, the President must declare a natural disaster, and if he does, the average award for homeowners with flood damage is only around $4,000.

Why Do You Need Flood Insurance?

  • Your homeowners’ policy doesn’t cover flood damage; homeowner policies require additional flood policies.
  • Flood insurance claims are paid even if a natural disaster is not declared by the President
  • Claims are paid promptly, so you can recover faster
  • Unlike Federal aid, flood insurance payouts never have to be repaid
  • Flood insurance reimburses all covered losses
  • Home owners, business owners and renters are all qualified to purchase flood insurance

Why Act Now?

Flood insurance is one of the few types of insurance coverage that doesn’t go into effect on day one. Most have a 30 day waiting period. So, the longer you delay, the greater your risk becomes. Make sure you don’t suffer any losses before your policy kicks in.

How can you protect your most important investment in case of flooding? Call a Henry Insurance Service insurance specialist today and get flood insurance.