Life Insurance

Life Insurance For Individuals – Protecting Your Family Or Your Business

Life insurance is one of the most important purchases a family or business can make. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business and finance future needs. Our portfolio of individual products enables us to provide solutions for our clients’ financial, savings, and business continuation needs. Our Individual life products include: Annuities, Term Life Insurance, Universal Life Insurance and Whole Life Insurance.

Term Life Insurance

Term Life Insurance provides protection for a specified period of time. If you die within the term period, a death benefit is paid to your named beneficiary. Protection ends if you are still living at the end of the term period, unless you renew the policy. Term Life is a good option for covering needs that may diminish in time.

Universal Life Insurance – Your Life Changes, So Do Your Life Insurance Needs

Universal Life (UL) Insurance offers the flexibility to change your policy as your life changes. Marriage, children, job status and time can impact your life insurance needs. When premium requirements are met, a UL policy provides permanent life insurance protection with cash value accumulation.

Whole Life Insurance – Secure The Financial Future Of Your Family Or Business

Whole Life Insurance offers permanent life insurance protection with a guaranteed death benefit and guaranteed premium payments. Premiums pay the cost of insurance protection and create cash value on a tax-deferred basis. Loans are available.