In America, we have been conditioned to only go to the doctor when we are sick or there’s a problem. So, why would you go to the doctor when you are not sick? To take charge of your own health!
Stay current on your well-care exams!
What is a well-care exam? It is a scheduled appointment with your doctor when you are not sick. The visit helps to prevent health problems before they occur, and is the perfect opportunity for you to discuss your health with your doctor.
During your visit, you and your doctor will discuss how to improve your overall health and prevent disease. And, dependent upon your age, you may receive recommended tests or immunizations that are appropriate for you.
This means that you can now take control of your health from a preventative standpoint. And, let’s face it, preventative services save lives.
The health care reform Affordable Care Act (ACA) requires that plans begin providing benefits for preventive services with no member cost share (such as copayments, deductibles, and coinsurance) for certain services that meet the insurance company’s requirements. And, most insurance companies are on board with this. Why?
Healthier people cost less money. Chronic diseases, which account for 7 of every 10 deaths in America each year, and account for 75% of healthcare spending, are often preventable. By preventing problems and disease before they happen, insurance providers are saving money by providing you with these services.
However, some plans are not required to comply with this mandate at all.
If you have any questions about whether preventive and well-care services are covered under your health insurance plan, contact a health insurance expert at Henry Insurance Service. We will evaluate your current health insurance plan and make sure that it is meeting all of your preventative care needs.
Call Henry Insurance Service at 225- 927-0451 today to discuss your health plan.